Manual You and Your Credit (Money Saving Madness Book 4)

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Can't Swing a Cat | Money Saving Blog

Many people only book it just before they go. Waiting defeats half the point of having the cover — which is to protect you in the event cancellation is needed due to illness, a death in the family or something else.

Full help on the cheapest policies, including for over 65s in www. Booked easyJet — keep checking the price. If your Easyjet price drops after you've booked it — excluding in a sale — you can just call it up to ask for the difference back in vouchers.

Nine Keys to Budgeting on a Fluctuating Income

Yet 5. If yours has, go to www.

Be careful boozing on holiday. A final thought.

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To join the 12 million people who get his free Money Tips weekly email, go to www. Credit cards Pocket the perfect plastic to make the pound perform.

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Hotel room One hotel room can have hundreds of prices. Car hire With car hire book it early and buy insurance elsewhere.

Budgeting With an Irregular Income: Nine Key Strategies

Holiday cash Find best holiday cash in seconds. Cheap flights Speedily find the cheapest flights. Play slideshow. Each year you have a maximum contribution limit, which includes any unused contribution limits from previous years. Rather than waiting until the end of the tax year to find the money to make a single lump-sum investment, consider scheduling recurring contributions from your account.

This can significantly decrease the amount of your mortgage, resulting in less interest paid. Invest as much of your RRSP as possible in the name of the spouse who will be in the lower bracket at retirement. Any income created will be taxed at the lower tax rate.

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A Spousal RRSP also allows the contributor to reduce their taxable income by the amount of the contribution.